With a digital “cash envelope” for each of your budget categories, you select where your money is coming from BEFORE you spend.

Customized monthly reports of your overall cash flow, with graphs and details of your budget, spending, and transaction history by category.

Create as many qubes (a.k.a. digital cash envelopes/budget categories) as you want for spending, saving and bills! They sky's the limit for your budget and planning with unlimited qubes.

Manage your favorite subscriptions and avoid accidental overdrafts, charges and forgetting when a free trial period has ended—all with the tap of a button! When you “pause” a bill qube, Qube declines any charges made to that unique card or account number.

You can use any ATM of your choosing, and Qube will reimburse your ATM fees up to $10 per month. If you spend more than $10 per month on ATM fees, you will get reimbursed for the first $10.

Qube's joint account feature allows you to add another person to your account. We call this a "Companion," and your companion could be a spouse, partner, parent, or even an adult child. With a joint account, you will each have your own physical debit card and debit card number, but the same bank account number. Both members can deposit, transfer, and withdraw money from the account, and you will see and spend from all the same qubes.

Qube keeps you on the same team with accurate, real-time balances and spending notifications that create awareness, transparency, and better communication.

Add up to 5 authorized users, plus a companion, for a maximum of 7 total users on your Family account. Give cards to your kids, teens, a nanny, babysitter, or grandparent. Your kids and/or other authorized users will only see their own account and qubes.

Your kids and teens get to choose from an exclusive line of fun, colorful debit card designs to help make money management even more fun!

Switch views on the web or in the app to see your kid’s qubes, budget, and spending.