Digital Cash Envelope Budgeting

Budgeting is hard, Qube makes it easy

IOS and Android Mobile Banking App

Coming Spring 2020

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Qube your budget

Qube is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

Qube Your Budget

Qube is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

Spend With Purpose

Choose which qube you’re spending from before each purchase, automatically limiting your spending habits. Each qube controls the available funds ready to spend with your qube debit card.

Qube your budget

Qube is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

Qube your budget

Qube is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

Real-Time Budgeting

Qube automatically keeps track of exactly what, when, and where you spent. No more trying to remember what goes where—it’s already organized in your qubes.

Qube Security

Default Zero Security

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Companion Cards

Lifetime memberships available for a limited time.

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Kid Cards

Lifetime memberships available for a limited time.

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Automated
Debt
Elimination

Coming Soon

A New Level of Security

Default $0 balance

Qube Card is engineered so you are the only one who can use it. Default Zero technology requires a category to be opened from your phone. All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. This is a whole new level of security.

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Give Your Money Purpose And Change Your Life

Don’t take our word for it. These people experienced it.

As a previous ProActive user, I am excited for the upgrades and new features that Qube Money has to offer! Not only will this help us stay on budget for our personal expenses and business expenses, but it will also help us become debt free. One of the hardest things to do is to make a budget, but with Qube making that budget and being able to stick to it is so easy. To say we are excited for Qube to launch is an understatement!

Morgan Peterson

Stromsburg, NE, Healthcare Admin

I have been a follower of this company for over 3 years. I could see the vision they had early on and couldn’t wait for the product. When we finally got to use Qube Money, it simplified sticking to the budget. The accountability of your partner is a nice added benefit. Having Qube in your wallet makes it easy to see who has spent and stick to your goals. 

Penny Kidd

Pennywise Coaching, Financial Coach

Since I have started, I don’t have that end of the month anxiety. That is a huge thing… I am able to actually look at my app. I know exactly how much money I have. I hit spend. It loads my card. I process the payment. And I can do that with confidence. That was something that I didn’t actually expect, the peace of mind that comes from using the system. 

Chris d’Argy

Utah, Web Designer

This is one of the best financial apps in the market place. I love how easy it is to use the virtual CC. All my kids have downloaded the app and we are all able to set our monthly budgets. Love it! Thanks guys for coming up with this great tool.

Doug Eze

Baltimore, MD, Financial Services

We were active users of ProActive Budget and I could not believe how much difference it made in our daily spending! We have attempted the cash envelope system, but we don’t carry cash, and so much of our shopping is done online. I love that Qube Money is a “real time” spending system, and the key word for us is AUTOMATIC!

Lisa Allen

Clarks, NE, Small Business Consultant

Qube is so easy to use and makes planning and executing my budget simple and concise.  Mostly I love the peace of mind I’ve had since using Qube. The anxiety and stress I used to feel about spending money is gone! Thanks for such an amazing tool!

Keresa Walker

Fruitland, ID, Stay-at-home Mom

Join our waiting list to get early access to the Qube Money app.