Real Simple’s Smart Money award winner for #1 budgeting app.
Money transformation for couples.
A premium banking experience with the power of digital cash envelope budgeting for two. Finally, a different method with the integration you need to build your budget around your life, not the other way around.
Love the concept
My wife and I love the concept of envelope budgeting but don't like dealing with cash. We also don't like attaching our bank account to budgeting apps because they never integrate quite like we need. Qube has been amazing in bringing all of our needs into one easy to use place that helps us stay on top of our finances. The team working on Qube listens to the community and is constantly working to improve the user experience and add new features. I'm super excited to see Qube to continue to grow
by Stephen Hubel - Apr 7, 2022
Qubeless is a game changer!
We have been trying to use the app for about 6 months, as a couple and frankly I am not ready to get away from the ease of a credit card. Introducing qubeless! I want a budget, my wife wants a budget, but the cash envelope philosophy takes real commitment, qubeless helps me, the less committed one, be a better team member, and all my transaction can have accountability and a home. I love it. As we grow in our ability to budget qube has us covered. I highly recommend this app to help you lead a financially fuller life. The new features are great, and obviously the qube team is listening. Keep the great upgrades coming.
by Adobetoby – Jan 28, 2022
Get in control of your budget
My wife and I have been using this app/bank as our primary bank for just under a year now and it has changed our financial lives!...We struggled with controlling our finances and budgeting for the first nine years of our marriage, and it was always a difficult conversation, but Qube Money has changed that. We love being able to designate our money to the categories and items it needs to go to, such as bills, when we first get paid, so we don’t spend it on something else...I would highly recommend this app to anyone that hasn’t been able to control their spending or find a budget that has worked for them, and have already to several family members. All I would say is to be patient with them as they continue to grow.
by jdgarc12 – Dec 17, 2021
Consistently Making App Improvements
When my husband and I decided to go back to an envelope systems, we found Qube as the answer to the problems of how impractical actual envelopes can be. It is awesome to have digital envelopes, and makes budgeting for things like Gas, Groceries, Utilities, Gifts, Pets, etc SO much easier because you can add a consistent amount every month, and let it build up in your Qube until you need to use the funds. This consistency is key to managing a budget and Qube makes it much easier than trying to earmark funds in your normal bank account.
by Steph RP – Oct 19, 2021
Make finances easy and purposeful.
Tired of fighting about money?
Other apps and accounts only tell you what you have done in the past. Qube Money changes all that. Imagine intential spending from a joint plan instead of reconciliation after the purchase. Automatically save toward goals, keep track of household expenses, and maintain a shared vision for your future! Qube makes it easy.
No more secrets.
With money that is. Together, you can make better decisions toward financial trust and unity.
Qube keeps you on the same team with accurate, real-time balances and spending notifications that create awareness, transparency, and better communication.
Partner notifications:
Two companion cards.
When you and your companion join Qube Money, you’ll each get your own personlized debit card. You can also link your card to Apple or Google Pay for secure, digital payments.
Frequently Asked Questions
Premium Features
Unlimited Qubes
Create as many qubes as you want for spending, saving and bills! They sky's the limit for your budget and planning with unlimited qubes.
Recurring Transfers
Schedule transfers on a recurring weekly, biweekly, monthly, quarterly, or yearly basis! This includes repeating transfers to or from another bank, as well as internal and peer-to-peer transfers.
Monthly Reports
Customized monthly reports of your overall cash flow, with graphs and details of your budget, spending, and transaction history by category.
Faster Deposits
Get money into your Qube account faster.
Partner Notifications
Get notified of your account companion’s spending activities so you’re always on the same page.
Automated Funding
Set up a plan that funds your qubes automatically.
+ our Qube features
Default Zero Technology
Payday 2 Days Early
Subscription Control
Virtual Cards for Bills
Send to Friends
